Rapid Rewards
The new Southwest Rapid Rewards® Debit Card is headed your way to make everyday spending even more rewarding.
The Southwest Rapid Rewards® Debit Card lets you earn Rapid Rewards® points on purchases big and small—bringing you closer to your next trip with every swipe.
*All Rapid Rewards rules and regulations apply and can be found at Southwest.com/rrterms
Introducing the debit card that points you toward a vacay
- No credit check required
- Earn 2,500 pints after signing up*
- Earn up to 7,500 bonus points on your Cardmember anniversary*
Great benefits include:
Sign-up Bonus
Earn a 2,500-point welcome bonus with two recurring deposits and spend $100 in the first 90 days.*
1 point per $1 spent
Earn 1 point per $1 spent on eligible Southwest Airlines® purchases and qualifying dining and subscription purchases; like cable, internet, phone, streaming services, utilities and insurance premiums.*
1 point per $2 spent
Earn 1 point per $2 spent on qualifying everyday purchases.*
Annual Spend Bonus
Earn up to 7,500 bonus points on your Cardmember anniversary based on annual spend.*
20% Off Promotion Code every January
Receive a 20% Off Promotion Code every January and get away for less.
Annual $35 Statement Credit
Get a $35 statement credit when you use your Southwest Airlines Rapid Rewards® Debit Card on Southwest Airlines purchases.
Annual Companion Pass Point Bonus
Receive a bonus of 7,500 Companion Pass® qualifying points in your Rapid Rewards account each calendar year.
All Points count toward Companion Pass
All points earned with your Rapid Rewards® Debit Card count toward Companion Pass® including Sign-up and Annual Spend Bonuses.
$6.99 monthly fee waived
No monthly fee if you maintain a minimum average monthly balance of $2,500.
No ATM fees at 2 Million ATMs Worldwide
You won't pay any ATM surcharges within the Cirrus network. Find a Cirrus ATM
Earn unlimited points
There's no limit to the number of Rapid Rewards® points you can earn on qualifying purchases.
No credit check required
Earn points and access select benefits without requiring a credit check or impacting your credit report.
Earn points with Southwest Partners
Whether it’s dining out, shopping online, booking a stay or renting a car, Rapid Rewards Members can earn points doing everyday things. How easy is that?
FAQ
Yes, your Rapid Rewards points can be earned and redeemed in various ways with Southwest Car Rental Partner programs.
Don’t have a Rapid Rewards account yet?
Sign up today to start getting Southwest Rapid Rewards points!
*For flights operating in 2026 and beyond
Southwest Rapid Rewards Debit Card Account Agreement
Southwest Rapid Rewards Debit Card Points Earning Terms