Terms and Conditions

1. First Checked Bag Free: The primary Rapid Rewards^® Credit Cardmember and up to eight Passengers traveling on the same reservation are each eligible to receive their first standard checked bag free. Cardmembers should allow up to 14 days for card status to be updated in their Rapid Rewards account to be eligible for this benefit. To receive their first standard checked bag free, the primary Cardmember must include their Rapid Rewards number in their reservation. The first standard checked bag free is not available on flights booked with a partner carrier. Service charges for oversized, overweight, and extra baggage may apply. Cardmembers with A-List Preferred or A-List status or who purchase a Business Select^® fare will receive the bag benefits associated with their Southwest Rapid Rewards^® tier status or fare. Cardmembers who are already exempt from paying the charge for their first checked bag are not eligible for this benefit. Authorized users of Rapid Reward Credit Cards and employee cards of Rapid Rewards Business Credit Cards are not eligible for this benefit. Credit card account must be open and not in default to be eligible for this benefit. Chase is not responsible for the provision of or failure to provide the stated benefits and services. ↩
2. Group 5 Boarding Benefit: Primary Cardmembers with a Southwest Rapid Rewards^® Credit Card or Southwest Rapid Rewards^® Business Credit Card will be able to board their Southwest^® flight with Group 5. Up to 8 Passengers traveling on the same reservation as the Cardmember will be able to board with Group 5 as long as the Cardmember remains booked on the same reservation. Eligible Passengers will have “Cardmember” displayed on their Southwest^® boarding pass to indicate their boarding privilege. If the Cardmember’s account is closed or in default before or at the time of travel, this benefit will be canceled for them and all Passengers on the same reservation. If the Cardmember is removed from the reservation and there is no primary Cardmember or tier Rapid Rewards member with the same or greater boarding benefits, boarding will be assigned in accordance with the fare rules of the ticket purchased. Cardmembers should allow up to 14 days from approval for card status to be updated in their Rapid Rewards^® account to be eligible for this benefit. Authorized users of Rapid Rewards Credit Cards and employee cards of Rapid Rewards Business Credit Cards are not eligible for this benefit. This benefit is available on Southwest Airlines^® operated flights only. Benefits may not apply on itineraries booked with partner airlines. Chase is not responsible for the provision of or failure to provide the stated benefits and services. ↩
3. Standard Seat Selection Within 48 Hours Prior to Departure: When available, primary Cardmembers with a Southwest Rapid Rewards® Plus Credit Card, Southwest Rapid Rewards® Employee Credit Card, or Southwest Rapid Rewards® Plus Business Credit Card will be able to select a Standard seat within 48 hours prior to a flight’s scheduled local departure time. If no Standard seat is available, Cardmembers will be assigned a seat in accordance with the fare rules of the ticket purchased. When available, Cardmembers will be able to select Standard seats for up to 8 additional Passengers on the same reservation as the Cardmember, allowing for a total of 9 Standard seats. If the Cardmember is removed from the reservation and there is no primary Cardmember or tier Rapid Rewards® Member with the same or greater seating benefits, all seating selections for that reservation will be released and seats will be assigned in accordance with the fare rules of the ticket purchased. Benefits may not apply on itineraries booked with partner airlines. Cardmembers should allow up to 14 days for card status to be updated in their Rapid Rewards account to be eligible for this benefit. Authorized users of a Rapid Rewards Plus Credit Card and Rapid Rewards Employee Credit Card; and employee cards of a Rapid Rewards Plus Business Credit Card are not eligible for this benefit. Credit card account must be open and not in default when selecting a Standard seat. If your Credit card account is closed or in default before or at the time of travel, the seat selection will be released. Chase is not responsible for the provision of or failure to provide the stated benefits and services. ↩
4. Preferred Seat Selection Within 48 Hours Prior to Departure: When available, primary Cardmembers with a Southwest Rapid Rewards® Premier Credit Card or a Southwest Rapid Rewards® Premier Business Credit Card will be able to select a Preferred or a Standard seat within 48 hours prior to a flight’s scheduled local departure time. If no Preferred or Standard seat is available, Cardmembers will be assigned a seat in accordance with the fare rules of the ticket purchased. When available, Cardmembers will be able to select Preferred or Standard seats for up to 8 additional Passengers on the same reservation as the Cardmember, allowing for a total of 9 Preferred or Standard seats. If the Cardmember is removed from the reservation and there is no primary Cardmember or tier Rapid Rewards® Member with the same or greater seating benefits, all seating selections for that reservation will be released and seats will be assigned in accordance with the fare rules of the ticket purchased. Benefits may not apply on itineraries booked with partner airlines. Cardmembers should allow up to 14 days for card status to be updated in their Rapid Rewards account to be eligible for this benefit. Authorized users of a Rapid Rewards Premier Credit Card and employee cards of a Rapid Rewards Premier Business Credit Card are not eligible for this benefit. Credit card account must be open and not in default when selecting a Preferred or Standard seat. If your credit card account is closed or in default before or at the time of travel, the seat selection will be released. Chase is not responsible for the provision of or failure to provide the stated benefits and services. ↩
5. Preferred Seat Selection at Booking: When available, primary Cardmembers with a Southwest Rapid Rewards® Priority Credit Card or a Southwest Rapid Rewards® Performance Business Credit Card will be able to select a Preferred or a Standard seat at the time of booking, or up to 30 minutes prior to a flight’s scheduled local departure time. If no Preferred or Standard seat is available, Cardmembers will be assigned a seat in accordance with the fare rules of the ticket purchased. When available, Cardmembers will be able to select Preferred or Standard seats for up to 8 additional Passengers on the same reservation as the Cardmember, allowing for a total of 9 Preferred or Standard seats. If the Cardmember is removed from the reservation and there is no primary Cardmember or tier Rapid Rewards® Member with the same or greater seatings benefits, all seating selections for that reservation will be released and seats will be assigned in accordance with the fare rules of the ticket purchased. Benefits may not apply on itineraries booked with partner airlines. Cardmembers should allow up to 14 days for card status to be updated in their Rapid Rewards account to be eligible for this benefit. Authorized users of Rapid Rewards Credit Cards and employee cards of Rapid Rewards Business Credit Cards are not eligible for this benefit. Credit card account must be open and not in default when selecting a Preferred or Standard seat. If your Credit card account is closed or in default before or at the time of travel, the seat selection will be released. Chase is not responsible for the provision of or failure to provide the stated benefits and services. ↩
6. Extra Legroom Seat Upgrade at 48 Hours Prior to Departure: When available, primary Cardmembers with a Southwest Rapid Rewards® Priority Credit Card or a Southwest Rapid Rewards® Performance Business Credit Card will be able to upgrade to an Extra Legroom seat within 48 hours prior to flight departure for themselves and up to 8 additional Passengers on the same reservation, allowing for a total of 9 Extra Legroom seats. If the Cardmember is removed from the reservation and there is no primary Cardmember or tier Rapid Rewards® Member with the same or greater seating benefits, all seating selections for that reservation will be released and seats will be assigned in accordance with the fare rules of the ticket purchased. Benefits may not apply on itineraries booked with partner airlines. Cardmembers should allow up to 14 days for card status to be updated in their Rapid Rewards accounts to be eligible for this benefit. Authorized users of Rapid Rewards Credit Cards and employee cards of Rapid Rewards Business Credit Cards are not eligible for this benefit. Credit card account must be open and not in default at or before the time of travel, otherwise seat selection will be released. Chase is not responsible for the provision of or failure to provide the stated benefits and services. ↩
7. Tier Qualifying Points: Tier qualifying points (TQPs) are earned from revenue flights booked through Southwest Airlines® or when you or an authorized user use the eligible Southwest Rapid Rewards® Credit Card from Chase to make purchases of products and services, minus returns or refunds. (You’ll earn 1,500 TQPs for each $5,000 in purchases annually. “Annually” means the year beginning with your account open date through the first December statement date of that same year, and each 12 billing cycles starting after your December statement date through the following December statement date.) TQPs earned during a billing cycle on an eligible Southwest Rapid Rewards Credit Card from Chase are not available for qualification for benefits such as A-List and A-List Preferred status until they are posted to your Rapid Rewards account. The following will not count toward qualification for A-List or A-List Preferred status: Rapid Rewards program enrollment points; Rapid Rewards reward flights; Rapid Rewards Companion Pass® travel; Rapid Rewards partner points except for TQPs earned on the eligible Southwest Rapid Rewards Credit Card from Chase; Rapid Rewards bonus points, unless specifically designated as such; non-revenue travel, unless specifically designated as eligible; stops at intermediate cities on connecting or through flights; and charter flights. TQPs are not redeemable for travel on Southwest® or through the “More Rewards” site. Eligible credit cards: Southwest Rapid Rewards Premier Credit Card. ↩
8. Tier Qualifying Points: Tier qualifying points (TQPs) are earned from revenue flights booked through Southwest Airlines® or when you or an employee use the eligible Southwest Rapid Rewards® Credit Card from Chase to make purchases of products and services, minus returns or refunds. (You’ll earn 2,000 TQPs for each $5,000 in purchases annually. “Annually” means the year beginning with your account open date through the first December statement date of that same year, and each 12 billing cycles starting after your December statement date through the following December statement date.) TQPs earned during a billing cycle on an eligible Southwest Rapid Rewards Credit Card from Chase are not available for qualification for benefits such as A-List and A-List Preferred status until they are posted to your Rapid Rewards account. The following will not count toward qualification for A-List or A-List Preferred status: Rapid Rewards program enrollment points; Rapid Rewards reward flights; Rapid Rewards Companion Pass® travel; Rapid Rewards partner points except for TQPs earned on the eligible Southwest Rapid Rewards Credit Card from Chase; Rapid Rewards bonus points, unless specifically designated as such; non-revenue travel, unless specifically designated as eligible; stops at intermediate cities on connecting or through flights; and charter flights. TQPs are not redeemable for travel on Southwest® or through the “More Rewards” site. Eligible credit cards: Southwest Rapid Rewards Premier Business Credit Card. ↩
9. Tier Qualifying Points: Tier qualifying points (TQPs) are earned from revenue flights booked through Southwest Airlines® or when you, or an authorized user or an employee, use the eligible Southwest Rapid Rewards® Credit Card from Chase to make purchases of products and services, minus returns or refunds. (You’ll earn 2,500 TQPs for each $5,000 in purchases annually. “Annually” means the year beginning with your account open date through the first December statement date of that same year, and each 12 billing cycles starting after your December statement date through the following December statement date.) TQPs earned during a billing cycle on an eligible Southwest Rapid Rewards Credit Card from Chase are not available for qualification for benefits such as A-List and A-List Preferred status until they are posted to your Rapid Rewards account. The following will not count toward qualification for A-List or A-List Preferred status: Rapid Rewards program enrollment points; Rapid Rewards reward flights; Rapid Rewards Companion Pass® travel; Rapid Rewards partner points except for TQPs earned on the eligible Southwest Rapid Rewards Credit Card from Chase; Rapid Rewards bonus points, unless specifically designated as such; nonrevenue travel, unless specifically designated as eligible; stops at intermediate cities on connecting or through flights; and charter flights. TQPs are not redeemable for travel on Southwest® or through the “More Rewards” site. Eligible credit cards: Southwest Rapid Rewards Priority Credit Card or Southwest Rapid Rewards Performance Business Credit Card. ↩
10. Southwest^® 10% Promotion Code Cardmembers with a Southwest Rapid Rewards^® Plus Credit Card, Southwest Rapid Rewards^® Employee Credit Card, or Southwest Rapid Rewards^® Plus Business Credit Card will receive one 10% promotion code each account anniversary year. “Account anniversary year” means the year beginning with your account open date through the first statement after the anniversary of your account open date, and each 12 billing cycles after that. The 10% promotion code will appear in your Rapid Rewards^® account within 15 days of account anniversary. The promotion code will be valid within one year of delivery, the exact date of which will be listed in your Rapid Rewards account. The 10% promotion code savings is not valid on Basic fare bookings. Promotion code must be entered in the Promo Code box and will be applied to the base fare before government taxes and fees. Please note that the Department of Transportation (DOT) requires advertised fares to include all government taxes and fees, however this promotion code savings applies to the base fare only. All flights are subject to taxes, fees, and other government or airport-imposed charges of at least $5.60 per one-way trip. Applicable taxes, fees, and other government or airport-imposed charges can vary significantly based on your arrival and departure destination. The payment of any taxes, fees, and other government or airport-imposed charges is the responsibility of the Passenger and must be paid at the time travel is booked with a credit card, flight credit, or Southwest gift card. Fares are subject to change until ticketed. The promotion code is not redeemable for cash and may not be used in conjunction with other promotion codes, special offers, or toward the purchase of a gift card or previously booked flight, or change to a previously booked flight. The promotion code is only valid on Southwest.com and Southwest mobile app and is not valid on group travel or Southwest Vacations^®, Getaways by Southwest™, fares booked via swabiz.com, our Southwest Partner Services API or through Global Distribution Systems, or special fares, such as military and government fares. Credit card account must be open and not in default at the time of fulfillment. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. ↩
11. Southwest^® 15% Promotion Code Cardmembers with a Southwest Rapid Rewards^® Premier Credit Card or Southwest Rapid Rewards^® Premier Business Credit Card will receive one 15% promotion code each account anniversary year. “Account anniversary year” means the year beginning with your account open date through the first statement after the anniversary of your account open date, and each 12 billing cycles after that. The 15% promotion code will appear in your Rapid Rewards^® account within 15 days of account anniversary. The promotion code will be valid within one year of delivery, the exact date of which will be listed in your Rapid Rewards^® account. The 15% promotion code savings is not valid on Basic fare bookings. Promotion code must be entered in the Promo Code box and will be applied to the base fare before government taxes and fees. Please note that the Department of Transportation (DOT) requires advertised fares to include all government taxes and fees, however this promotion code savings applies to the base fare only. All flights are subject to taxes, fees, and other government or airport-imposed charges of at least $5.60 per one-way trip. Applicable taxes, fees, and other government or airport-imposed charges can vary significantly based on your arrival and departure destination. The payment of any taxes, fees, and other government or airport-imposed charges is the responsibility of the Passenger and must be paid at the time travel is booked with a credit card, flight credit, or Southwest gift card. Fares are subject to change until ticketed. The promotion code is not redeemable for cash and may not be used in conjunction with other promotion codes, special offers, or toward the purchase of a gift card or previously booked flight, or change to a previously booked flight. The promotion code is only valid on Southwest.com and Southwest app and is not valid on group travel or Southwest Vacations^®, Getaways by Southwest™, fares booked via swabiz.com, our Southwest Partner Services API or through Global Distribution Systems, or special fares, such as military and government fares. Credit card account must be open and not in default at the time of fulfillment. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. ↩
12. Priority Card Earn
    Earning in the Rewards Program: You’ll earn points on purchases of products and services, minus returns or refunds, made with a Rapid Rewards® Credit Card by you or an authorized user of the account; however, the following types of transactions won’t count as purchases and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 4 points: You’ll earn 4 points for each $1 spent on purchases made directly with Southwest Airlines®, including flight, inflight, Southwest® gift cards, and Southwest Vacations® or Getaways by Southwest™ packages. Until December 31, 2025, you’ll earn 4 points for each $1 spent on Southwest Cruises purchases. Other Southwest Airlines related purchases, such as Southwest Charters and Southwest Cargo® are excluded. 2 points: You’ll earn 2 points for each $1 spent on purchases in the following rewards categories: gas stations and dining at restaurants. 2 points: Until December 31, 2025, you’ll earn 2 points for each $1 spent on purchases at participating Rapid Rewards® hotel and rental car partners and on purchases in the following rewards categories: local transit and commuting; internet, cable, and phone services and select streaming services.1 point: You’ll earn 1 point for each $1 spent on all other purchases. 7,500 bonus points each account anniversary year: You’ll receive 7,500 bonus points each account anniversary year. “Account anniversary year” means the year beginning with your account open date through the first statement after the anniversary of your account open date, and each 12 billing cycles after that. 2,500 tier qualifying points: You’ll earn 2,500 tier qualifying points (TQPs) for each $5,000 spent in purchases annually. TQPs can be used to count toward qualification for Rapid Rewards A-List or A-List Preferred status. “Annually” means the year beginning with your account open date through the first December statement cycle date of that same year, and the 12 billing cycles starting after your December statement cycle date through the following December statement cycle date each year. Information about earning/transferring points to Southwest Airlines®: Points earned during a billing cycle will be automatically transferred to Southwest Airlines after the end of each billing cycle. Losing points: You’ll immediately lose all points that haven’t been transferred to Southwest Airlines if your card account status changes, or your card account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program Agreement. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQs. For more information about the Rapid Rewards® Priority Credit Card rewards program, you can see the latest Rewards Program Agreement at chase.com/swaprioritycard/rewardsagreement and it will also be available for Cardmembers after logging in to chase.com and will be mailed for new or changed accounts. ↩
13. Premier Card Earn:
    Earning in the Rewards Program: You’ll earn points on purchases of products and services, minus returns or refunds, made with a Rapid Rewards® Credit Card by you or an authorized user of the account; however, the following types of transactions won’t count as purchases and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 3 points: You’ll earn 3 points for each $1 spent on purchases made directly with Southwest Airlines®, including flight, inflight, Southwest® gift cards, and Southwest Vacations® or Getaways by Southwest™ packages. Until December 31, 2025, you’ll earn 3 points for each $1 spent on Southwest Cruises purchases. Other Southwest Airlines related purchases, such as Southwest Charters and Southwest Cargo® are excluded. 2 points: You’ll earn 2 points for each $1 of the first $8,000 spent each account anniversary year on combined purchases in the following rewards categories: grocery stores and dining at restaurants. After $8,000 is spent, you go back to earning 1 point for each $1 spent, with no maximum. 2 points: Until December 31, 2025, you’ll earn 2 points for each $1 spent on purchases at participating Rapid Rewards® hotel and rental car partners and on purchases in the following rewards categories: local transit and commuting; internet, cable, and phone services and select streaming services.1 point: You’ll earn 1 point for each $1 spent on all other purchases. 1 point on balance transfers: You’ll earn 1 point for each $1 of the first $15,000 of balance transfers made during the first 90 days from your original account open date. 6,000 bonus points each account anniversary year: You’ll receive 6,000 bonus points each account anniversary year. “Account anniversary year” means the year beginning with your account open date through the first statement after the anniversary of your account open date, and each 12 billing cycles after that. 1,500 tier qualifying points: You’ll earn 1,500 tier qualifying points (TQPs) for each $5,000 spent in purchases annually. TQPs can be used to count toward qualification for Rapid Rewards A-List or A-List Preferred status. “Annually” means the year beginning with your account open date through the first December statement cycle date of that same year, and the 12 billing cycles starting after your December statement cycle through the following December statement cycle date each year. Information about earning/transferring points to Southwest Airlines®: Points earned during a billing cycle will be automatically transferred to Southwest Airlines after the end of each billing cycle. Losing points: You’ll immediately lose all points that haven’t been transferred to Southwest Airlines if your card account status changes, or your card account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program Agreement. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQs. For more information about the Rapid Rewards Premier Credit Card rewards program, you can see the latest Rewards Program Agreement at chase.com/swapremiercard/rewardsagreement and it will also be available for Cardmembers after logging in to chase.com and will be mailed for new or changed accounts. ↩
14. Plus Card Earn:
    Earning in the Rewards Program: You’ll earn points on purchases of products and services, minus returns or refunds, made with a Rapid Rewards® Credit Card by you or an authorized user of the account; however, the following types of transactions won’t count as purchases and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 2 points: You’ll earn 2 points for each $1 spent on purchases made directly with Southwest Airlines®, including flight, inflight, Southwest® gift cards, and Southwest Vacations® or Getaways by Southwest™ packages. Until December 31, 2025, you’ll earn 2 points for each $1 spent on Southwest Cruises purchases and on purchases at participating Rapid Rewards® hotel and rental car partners. Other Southwest Airlines related purchases, such as Southwest Charters and Southwest Cargo® are excluded. 2 points: You’ll earn 2 points for each $1 of the first $5,000 spent each account anniversary year on combined purchases in the following rewards categories: gas stations and grocery stores. After $5,000 is spent, you go back to earning 1 point for each $1 spent, with no maximum. 2 points: Until December 31, 2025, you’ll earn 2 points for each $1 spent on purchases in the following rewards categories: local transit and commuting; internet, cable, and phone services, and select streaming services 1 point: You’ll earn 1 point for each $1 spent on all other purchases. 1 point on balance transfers: You’ll earn 1 point for each $1 of the first $10,000 of balance transfers made during the first 90 days from your original account open date. 3,000 bonus points each account anniversary year: You’ll receive 3,000 bonus points each account anniversary year. “Account anniversary year” means the year beginning with your account open date through the first statement after the anniversary of your account open date, and each 12 billing cycles after that. Information about earning/transferring points to Southwest Airlines®: Points earned during a billing cycle will be automatically transferred to Southwest Airlines after the end of each billing cycle. Losing points: You’ll immediately lose all points that haven’t been transferred to Southwest Airlines if your card account status changes, or your card account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program Agreement. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQs. For more information about the Rapid Rewards Plus Credit Card rewards program, you can see the latest Rewards Program Agreement at chase.com/swapluscard/rewardsagreement and it will also be available for Cardmembers after logging in to chase.com and will be mailed for new or changed accounts. ↩
15. Performance Business Card Earn:
    Earning in the Rewards Program: You’ll earn points on purchases of products and services, minus returns or refunds, made with a Rapid Rewards® Credit Card by you or an authorized user of the account; however, the following types of transactions won’t count as purchases and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 4 points: You’ll earn 4 points for each $1 spent on purchases made directly with Southwest Airlines®, including flight, inflight, Southwest® gift cards, and Southwest Vacations® or Getaways by Southwest™ packages. Until December 31, 2025, you’ll earn 4 points for each $1 spent on Southwest Cruises purchases. Other Southwest Airlines related purchases, such as Southwest Charters and Southwest Cargo® are excluded. 3 points: Until December 31, 2025, you’ll earn 3 points for each $1 spent on purchases at participating Rapid Rewards® hotel and rental car partners. 2 points: You’ll earn 2 points for each $1 spent on purchases in the following rewards categories: gas stations; dining at restaurants; hotel accommodations when purchased directly with the hotel. 2 points: You’ll earn 2 points for each $1 spent on purchases in the local transit and commuting rewards category. 2 points: Until December 31, 2025, you’ll earn 2 points for each $1 spent on purchases in the following rewards categories: social media and search engine advertising; internet, cable, and phone services. 1 point: You’ll earn 1 point for each $1 spent on all other purchases. 9,000 bonus points each account anniversary year: You’ll receive 9,000 bonus points each account anniversary year. “Account anniversary year” means the year beginning with your account open date through the first statement after the anniversary of your account open date, and each 12 billing cycles after that. 2,500 tier qualifying points: You’ll earn 2,500 tier qualifying points (TQPs) for each $5,000 spent in purchases annually. TQPs can be used to count toward qualification for Rapid Rewards A-List or A-List Preferred status. “Annually” means the year beginning with your account open date through the first December statement cycle date of that same year, and the 12 billing cycles starting after your December statement cycle date through the following December statement cycle date each year. Information about earning/transferring points to Southwest Airlines®: Points earned during a billing cycle will be automatically transferred to Southwest Airlines after the end of each billing cycle. Losing points: You’ll immediately lose all points that haven’t been transferred to Southwest Airlines if your card account status changes, or your card account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program Agreement. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQs. For more information about the Rapid Rewards Performance Business Credit Card rewards program, you can see the latest Rewards Program Agreement at chase.com/swaperformancebizcard/rewardsagreement and it will also be available for Cardmembers after logging in to chase.com and will be mailed for new or changed accounts. ↩
16. Premier Business Earn:
    Earning in the Rewards Program: You’ll earn points on purchases of products and services, minus returns or refunds, made with a Rapid Rewards® Credit Card by you or an authorized user of the account; however, the following types of transactions won’t count as purchases and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 3 points: You’ll earn 3 points for each $1 spent on purchases made directly with Southwest Airlines®, including flight, inflight, Southwest® gift cards, and Southwest Vacations® or Getaways by Southwest™ packages. Until December 31, 2025, you’ll earn 3 points for each $1 spent on Southwest Cruises purchases. Other Southwest Airlines related purchases, such as Southwest Charters and Southwest Cargo® are excluded. 2 points: You’ll earn 2 points for each $1 of the first $8,000 spent each account anniversary year on combined purchases in the following rewards categories: gas stations and dining at restaurants. After $8,000 is spent, you go back to earning 1 point for each $1 spent, with no maximum. 2 points: Until December 31, 2025, you’ll earn 2 points for each $1 spent on purchases at participating Rapid Rewards® hotel and rental car partners and on purchases in the local transit and commuting rewards category.1 point: You’ll earn 1 point for each $1 spent on all other purchases. 1 point on balance transfers: You’ll earn 1 point for each $1 of the first $15,000 of balance transfers made during the first 90 days from your original account open date. 6,000 bonus points each account anniversary year: You’ll receive 6,000 bonus points each account anniversary year. “Account anniversary year” means the year beginning with your account open date through the first statement after the anniversary of your account open date, and each 12 billing cycles after that. 2,000 tier qualifying points: You’ll earn 2,000 tier qualifying points (TQPs) for each $5,000 spent in purchases annually. TQPs can be used to count toward qualification for Rapid Rewards A-List or A-List Preferred status. “Annually” means the year beginning with your account open date through the first December statement cycle date of that same year, and the 12 billing cycles starting after your December statement cycle date through the following December statement cycle date each year. Information about earning/transferring points to Southwest Airlines®: Points earned during a billing cycle will be automatically transferred to Southwest Airlines after the end of each billing cycle. Losing points: You’ll immediately lose all points that haven’t been transferred to Southwest Airlines if your card account status changes, or your card account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program Agreement. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQs. For more information about the Rapid Rewards Premier Business Credit Card rewards program, you can see the latest Rewards Program Agreement at chase.com/swapremierbizcard/rewardsagreement and it will also be available for Cardmembers after logging in to chase.com and will be mailed for new or changed accounts. ↩
17. Plus Business Card Earn:
    Earning in the Rewards Program: You’ll earn points on purchases of products and services, minus returns or refunds, made with a Rapid Rewards® Credit Card by you or an authorized user of the account; however, the following types of transactions won’t count as a purchase and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 2 points: You’ll earn 2 points for each $1 spent on purchases made directly with Southwest Airlines®, including flight, inflight, Southwest® gift cards, and Southwest Vacations® or Getaways by Southwest™ packages. Until December 31, 2025, you’ll earn 2 points for each $1 spent on Southwest Cruises purchases and on purchases at participating Rapid Rewards® hotel and rental car partners. Other Southwest Airlines related purchases, such as Southwest Charters and Southwest Cargo® are excluded. 2 points: You’ll earn 2 points for each $1 of the first $5,000 spent each account anniversary year on combined purchases in the following rewards categories: gas stations and dining at restaurants. After $5,000 is spent, you go back to earning 1 point for each $1 spent, with no maximum. 2 points: Until December 31, 2025, you’ll earn 2 points for each $1 spent on purchases in the local transit and commuting rewards category.1 point: You’ll earn 1 point for each $1 spent on all other purchases. 3,000 bonus points each account anniversary year: You’ll receive 3,000 bonus points each account anniversary year. “Account anniversary year” means the year beginning with your account open date through the first statement after the anniversary of your account open date, and each 12 billing cycles after that. Information about earning/transferring points to Southwest Airlines®: Points earned during a billing cycle will be automatically transferred to Southwest Airlines after the end of each billing cycle. Losing points: You’ll immediately lose all points that haven’t been transferred to Southwest Airlines if your card account status changes, or your card account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program Agreement. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQs. For more information about the Rapid Rewards Plus Business Credit Card rewards program, you can see the latest Rewards Program Agreement at chase.com/swaplusbizcard/rewardsagreement and it will also be available for Cardmembers after logging in to chase.com and will be mailed for new or changed accounts. ↩
18. Companion Pass Qualifying Points: Companion Pass® qualifying points are earned from revenue flights booked through Southwest®, points earned on Rapid Rewards® Credit Cards, and base points earned from Rapid Rewards partners. The following do not count as Companion Pass qualifying points: purchased points; points transferred between Members; points converted from hotel and car loyalty programs, e-Rewards®, Valued Opinions, and Diners Club®; points earned from Rapid Rewards program enrollment, tier bonus points; flight bonus points; and partner bonus points (with the exception of the Rapid Rewards Credit Cards from Chase). No points nor tier or Companion Pass qualifying points will be awarded for flights taken by the Companion when flying on a Companion Pass reservation. Points earned during a billing cycle on a Southwest Airlines Rapid Rewards Credit Card from Chase are not available for redemption or qualification for Companion Pass status until they are posted on your billing statement and posted to your Rapid Rewards account. Only points posted on your billing statements and posted to your Rapid Rewards account during the same calendar year are available for qualification for Companion Pass status. For example, if you make a purchase after your December billing statement cycle date, the points on those purchases will not count toward Companion Pass status in the year the purchase was made; they will appear on your January billing statement and post to your Rapid Rewards account in January. Companion Pass Qualifying Points Boost: As a Southwest Rapid Rewards Cardmember, you will earn one boost of 10,000 Companion Pass qualifying points each calendar year. The boost will be deposited into your eligible Rapid Rewards account by January 31st each calendar year or up to 30 days after account opening. To receive Companion Pass qualifying points boost your credit card account must be open and not in default at the time of fulfillment. Only one credit card account per Southwest Rapid Rewards Member (Rapid Rewards Member must be the primary Cardmember on that account), is eligible for one boost of 10,000 Companion Pass qualifying points per calendar year. JPMorgan Chase Bank, N.A. is not responsible for the provision of, or failure to provide, the stated benefits and services. ↩
19. 25% back on inflight purchases on Southwest Airlines® flights: You will receive 25% back on Southwest Airlines inflight purchases made with your eligible Southwest Rapid Rewards® Credit Card for drinks and WiFi in the form of a credit card account statement credit. Statement credit(s) will post to your credit card account the same day as your purchase(s) and will appear on your monthly credit card billing statement within 6-8 weeks. You will also receive 25% back on inflight purchases made by authorized users on your account. To qualify for the 25% back, purchase must be made with your eligible Southwest Rapid Rewards® Credit Card and your account must be open and not in default at the time of fulfillment. Eligible credit cards: Southwest Rapid Rewards Priority Credit Card, Southwest Rapid Rewards Premier Credit Card or Southwest Rapid Rewards Plus Credit Card. ↩
20. Southwest® EarlyBird Check-In®: Each anniversary year, you will be reimbursed for the purchase of up to 2 EarlyBird Check-In services made with your eligible Southwest Rapid Rewards® Credit Card. Each EarlyBird Check-In service means a purchase made for EarlyBird Check-In one-way, per Passenger. Anniversary year means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. If you switch to this product from another Chase credit card, your account open date is the date the switch to the eligible Southwest Rapid Rewards® Credit Card is completed. EarlyBird Check-In provides automatic check-in before the traditional 24-hour check-in and can be purchased as part of the original flight purchase or added to a flight after purchase. Price of EarlyBird Check-In may vary. Statement credit(s) will post to your account the same day your purchase posts to your account and will appear on your monthly credit card billing statement within 6-8 weeks. Account must be open and not in default at the time the statement credit is posted to your account. Statement credits will be issued for the anniversary year in which the transaction posts to your account. For example, if you purchase EarlyBird Check-In and Southwest does not post the transaction until after your current anniversary year ends, the cost of the EarlyBird Check-In services will be allocated towards the following year’s maximum of 2 services. More information can be found at Southwest.com/early-bird. Eligible credit cards: Southwest Rapid Rewards Premier Credit Card or Southwest Rapid Rewards Plus Credit Card. Please note that this benefit will not apply to flights with assigned seating in 2026. ↩
21. Southwest® Upgraded Boardings: Each anniversary year, you will be reimbursed for the purchase of up to 4 Upgraded Boardings, which are positions A1-A15. Upgraded Boarding may be purchased via the Southwest app or Southwest.com beginning 24 hours before departure and ending 30 minutes prior to departure or at the departure gate or ticket counter on the day of travel only, when available. Price of Upgraded Boarding is based on your itinerary. Anniversary year means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. For accounts that switch to this product, account open date is the date the switch is official in the Chase system. After you make your purchase with your Southwest Rapid Rewards® Priority Credit Card, you will receive a statement credit for the price of the Upgraded Boarding. Statement credit and purchase of Upgraded Boarding may not post on the same statement; please allow up to eight weeks for the statement credit(s) to post to your account. You may purchase all 4 Upgraded Boardings at one time or on separate flights; you will only be reimbursed via statement credit for the first 4 Upgraded Boardings you purchase during your anniversary year. Account must be open and not in default at the time the statement credit is posted to your account. Please note that this benefit will not apply to flights with assigned seating in 2026. ↩
22. $75 Southwest® Annual Travel Credit: A statement credit will automatically be applied to your account when your Southwest Rapid Rewards® Priority Credit Card is used for Southwest Airlines® purchases (excluding Upgraded Boardings and inflight purchases), up to an anniversary year maximum accumulation of $75. Anniversary year means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Eligibility for a $75 Southwest Annual Travel Credit for accounts that switch to this product: Account open date is the date the switch is official in the Chase system. Statement credit(s) will post to your account the same day your Southwest Airlines purchase posts to your account and will appear on your monthly credit card billing statement within 1-2 billing cycles. The $75 Southwest Annual Travel Credit will be issued for the year in which the transaction posts to your account. For example, if you buy a Southwest Airlines ticket, but the airline does not post the transaction until after your current anniversary period ends, the cost of the ticket will be allocated towards the following year’s Southwest Annual Travel Credit maximum of $75. ↩
23. Global Entry or TSA PreCheck® or NEXUS Application Fee Statement Credit: You will receive one statement credit every four years (up to $120) after the first program (either Global Entry or TSA PreCheck® or NEXUS) application fee is charged to your Southwest Rapid Rewards® Performance Business Credit Card, by you or an authorized user. This benefit applies only to the Global Entry, TSA PreCheck® or NEXUS programs, other Trusted Traveler Programs are not eligible. Only purchases made directly with the U.S. Department of Homeland Security, eligible partner listed on ttp.cbp.dhs.gov/, or authorized enrollment providers featured on tsa.gov/precheck website are eligible for reimbursement. Purchases made through any third parties, such as travel agencies or application assistance services, are not eligible for reimbursement. The statement credit will appear on your credit card billing statement within 1-2 billing cycles. You are responsible for payment of all charges until the statement credit posts to the account. Chase has no control or liability regarding these programs including, but not limited to, applications, approval process or enrollment, or fees charged by CBP or TSA or DHS. For more information about the Global Entry, TSA PreCheck® and NEXUS programs, including application details and full terms and conditions, go to ttp.cbp.dhs.gov/. Websites and other information provided by government agencies are not within Chase’s control and may not be available in Spanish. To receive statement credits, your account must be open and not in default at the time of fulfillment. TSA PreCheck® is a registered trademark and is used with the permission of the U.S. Department of Homeland Security. ↩
24. Southwest® $500 Fee Credit for Points Transfers: A statement credit will automatically be applied to your account as reimbursement for fees associated with using your eligible Southwest Rapid Rewards® Credit Card to transfer points to another Rapid Rewards Member or a pre-selected charity chosen by Southwest with an active Rapid Rewards account, up to an anniversary year maximum accumulation of $500 in reimbursed transfer fees. Anniversary year means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that date each year. If you switch to this product from another Chase credit card your account open date is the date the switch to the eligible Southwest Rapid Rewards® Credit Card is completed. Statement credit(s) will post to your account the same day your point transfer fee purchase posts to your account and will appear on your monthly credit card billing statement within 1-2 billing cycles. Account must be open and not in default at the time the statement credit is posted to your account. Statement credits will be issued for the anniversary year in which the transaction posts to your account. For example, if you transfer points and Southwest does not post the fee transaction until after your current anniversary year ends, the cost of the fee will be allocated towards the following year’s maximum of $500 in reimbursed transfer fees. Points can be transferred in increments of 500 with a minimum transfer of 2,000 points and a daily maximum of 60,000 points. Eligible credit cards: Southwest Rapid Rewards Performance Business Credit Card, Southwest Rapid Rewards Premier Business Credit Card or Southwest Rapid Rewards Plus Business Credit Card. ↩
25. Inflight WiFi Credits on Southwest Airlines® Flights: You will receive inflight WiFi Credits in the form of credit card statement credits for purchases of WiFi access made on WiFi-enabled Southwest® aircraft with your Southwest Rapid Rewards® Performance Business Credit Card. Inflight WiFi Credits are limited to a total of 365 $8 credits per year for all WiFi transactions on the overall business card account. You will not receive a credit for any unused portion of the annual benefit. Statement credit(s) will post to your credit card account the same day as your purchase(s) and will appear on your monthly credit card billing statement within 1-2 billing cycles. Account must be open and not in default at the time the statement credit is posted to your account. WiFi may not be available on all flights or for the full duration of a flight. In order to provide a top-notch WiFi experience Southwest prohibits access to certain high-bandwidth applications ↩
26. SOUTHWEST RAPID REWARDS® PROGRAM INFORMATION
    The Southwest Airlines Rapid Rewards Credit Card is brought to you by Southwest Airlines® and Chase. Southwest Airlines is responsible for the redemption of Rapid Rewards® points toward benefits and services. The number of points needed for a particular Southwest flight is set by Southwest and will vary depending on destination, time, day of travel, demand, point redemption rate, and other factors and is subject to change. Rapid Rewards points can only be transferred to the primary Cardmember’s Rapid Rewards account. All Rapid Rewards rules and regulations apply and can be found at Southwest.com/rrterms. Southwest reserves the right to amend, suspend, or change the program and/or program rules at any time without notice. Rapid Rewards Members do not acquire property rights in accrued points. ↩
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